jessa

Reflections on becoming

Finances

  • “Flash sale”

    I was duped. I bought an item I’ve been thinking about for some time now, a portable WiFi. Because these days, access to the internet is everything and you’d be missing so much at work while working away from the office if you won’t get a good one. Perhaps that’s what’s missing about the goodbye Read more


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  • Spending tracker

    Do you ever track your expenses? In 2017, I learned to use the Mobills mobile app long before Toro acquired it, which had personal repercussions I’d discuss in a moment. Using the app was liberating since I could track how much money I had left in my wallet without actually opening it up. If you’re Read more


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  • “Surely one has to pay one’s debts”

    The quote in the title is what became the spark in the fire that made this book. After reading that line, I kept thinking about it, too, especially when our country’s debt has been mounting since the pandemic. Not only that. The consequence of having a debt also looms around ahead of the expected economic Read more


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  • 10 rules to live by for a financially independent future (from the book Work Optional)

    We all want to be independent financially. It’s as if the generations before us, especially those who suffered the consequences of financial woes, convinced us that financial independence is something we should seek and strive for. I recently read this book about early retirement. But it isn’t just about saying goodbye to the traditional employment Read more


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  • Here’s how you can fast-track your savings progress

    If you are a saver, here’s a very good list I found from the recent book I read. From Work Optional: Retire Early the Non-Penny-Pinching Way: The formula for fast savings progress: Underspend on housing Underspend on transportation Focus on increasing your earnings Bank your raises, increasing your savings rate to match your increased earnings If Read more


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