If you are a saver, here’s a very good list I found from the recent book I read.
From Work Optional: Retire Early the Non-Penny-Pinching Way:
The formula for fast savings progress:
- Underspend on housing
- Underspend on transportation
- Focus on increasing your earnings
- Bank your raises, increasing your savings rate to match your increased earnings
If you want to know more about your financial habits, attitudes, and personality, check my previous blog post about it here. And it includes a quiz to assess what kind of person are you in terms of handling finances! I hope you go check it out.
If you want to read more about the book Work Optional but don’t have the time, I made book notes so you don’t have to. Check it out here.
jessa 